Net Worth Calculator

Add up your assets and debts to calculate your net worth, with a breakdown you can update every few months to track progress.

Runs on your device

Result

Results appear here after you select “Calculate”.

What it does

Net worth is everything you own minus everything you owe. List each item as "name, amount"; amounts are never sent anywhere.

How to use it

  1. List assets (cash, investments, home, car).
  2. List liabilities (mortgage, loans, cards).
  3. Read your net worth and ratios.

Example

The example fills in realistic values and runs the tool. Select Try an example above to see it.

When it helps

  • Yearly financial check ups.
  • Tracking debt payoff progress.
  • Preparing for a mortgage application.

Questions

Should I include my car?

Yes, at a realistic resale value, not the purchase price.

Is a negative net worth bad?

It is common early in a career, especially with student loans. The trend matters more than the number.

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