Rent Affordability Calculator

Find how much rent you can afford using the 30% rule and the 40× rent income test that many US landlords use, from your salary or monthly income.

Runs on your device

Result

Results appear here as you type.

What it does

Two common rules: spend no more than 30% of gross income on rent, and landlords often require gross annual income of at least 40 times the monthly rent.

How to use it

  1. Enter annual gross income.
  2. Optionally enter monthly debt payments.
  3. Read the affordable rent range.

Example

The example fills in realistic values and runs the tool. Select Try an example above to see it.

When it helps

  • Apartment hunting.
  • Checking if you qualify for a lease.
  • Planning a move to a new city.

Questions

Is 30% realistic?

In expensive cities many people pay more. Lower rent leaves room for savings.

What if I have roommates?

Use your share of the rent and your own income.

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